How are lending rates determined?

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  We receive the RBI reference rates with a two/three-business-day delay (T+2/T+3). As a result, when calculating realized capital gains or losses for recent transactions and adjusting unrealized returns, we utilize the most recent available rates. If ...

• What risks are involved in the Fully Paid Lending Income Program?

  Fully Paid Lending isn’t appropriate for everyone. Clients with very low risk tolerences should not consider the program. A primary risk is counterparty default. Drivewealth is your counter party on fully paid lending transactions. If Drivewealth ...

• How will dividends be handled within the Fully Paid Lending Income Program?

  Substitute payments will be provided in lieu of dividends and are taxed differently than dividends. Consult your tax professional for further details.

• How do I optout/unenroll from the Fully Paid Lending Income Program?

  You can enroll or revoke enrollment from the Profile options for your account, through the Vested app. On choosing to revoke enrollment, you will cease to earn any further interest on securities eligible for the Program, and there may be restrictions ...

• Which FX rate is used to show INR returns?

  We use RBI reference rates for the translation of USD returns into INR.