P2P lending - What is Peer to Peer (P2P) Lending in India? | Vested

What is P2P lending?

Peer-to-peer (P2P) lending is an online lending model where individuals or businesses can directly borrow money from other individuals or investors through a platform. It eliminates the need for traditional financial intermediaries, such as banks, and enables direct interaction between borrowers and lenders.

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    • How is Vested Edge different from other P2P lending platforms?

      Vested Edge allows you to automatically diversify your investments across multiple P2P platforms, reducing the risk associated with investing with a single platform and providing access to a broader range of borrowers to diversify your investment. ...

    • Is investing with Vested Edge right for me?

      P2P lending can be suitable for individuals looking for alternative investment opportunities. If you want to diversify your investment portfolio, P2P lending is a great option as it is non-market linked and helps you balance your portfolio.

    • Who can invest via Vested Edge?

      Any investor with a valid PAN ID and Aadhaar can invest in P2P lending via Vested Edge.

    • Why does Vested need my bank details?

      Your bank details are required in accordance with the RBI guidelines for P2P lending to ensure your payments and withdrawals are processed from an account belonging to you.

    • How does Vested Edge work?

      Vested Edge has partnered with RBI-licensed P2P lending NBFCs Faircent and Lendbox. On opening an account and investing with Vested Edge, you maintain an investment account with all our P2P lending partners, gaining access to the borrower pool ...