What is unsettled cash?

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• How is unsettled cash different from buying power?

  Buying power is defined as the cash/dollar amount available for trading in the account. For unrestricted cash accounts, buying power includes your settled cash + unsettled cash (all buy trades are debited, and all sell trades are credited from the ...

• Why can't I see any balance in my buying power? My buying power shows as 0 even when I have cash in my account.

  There must be certain unsettled funds in your account and/or you must have incurred 3 or more Good Faith Violations. The time taken for the settlement of trade is T+1 business days. Once the funds are settled, you can see the same in your buying ...

• How is buying power calculated?

  Buying power is defined as the cash dollar amount available for trading in the account. For unrestricted cash accounts, all buy trades are debited and all sell trades are credited from the cash available to trade balance as soon as the trade ...

• Do I earn interest on my idle cash?

  Yes, you will earn interest on the idle cash in your portfolio. Vested has made available an automatic bank sweep vehicle on free cash in your investment account. The sweep program is FDIC-insured for up to $250,000 in cash and enables you to collect ...

• Where will the details of the Vest AUM fee deducted be reflected?

  The details of the Vest fees deducted from your cash balance will appear in the Transaction History section in the Profile menu.