Scratch to Win - Christmas 2025 - Terms & Conditions

Scratch to Win - Christmas 2025 - Terms & Conditions

📅 Offer Period

The Scratch to Win – Christmas Special offer is valid from 12:01 AM IST on 23rd December 2025 to 11:59 PM IST on 27th December 2025 (Offer Period).

Only deposits successfully completed and confirmed within the Offer Period will be considered eligible for this promotion.

🎁 Overview

Eligible users on Vested who complete a qualifying deposit into their US Stocks account during the Offer Period will receive an opportunity to participate in a Scratch to Win experience and reveal a surprise bonus.

Each bonus is randomly assigned and subject to the terms outlined below. Participation in the Scratch to Win campaign is optional and conditional upon meeting all eligibility and claim requirements.

💸 Scratch Rewards

The scratch reward revealed may be one (1) of the following bonus amounts:
  • $5 extra deposit credit

  • $10 extra deposit credit

  • $15 extra deposit credit

  • $20 extra deposit credit

  • $30 extra deposit credit

  • $50 extra deposit credit

The maximum bonus amount that can be earned under this campaign is $50 per eligible user.

✅ Eligibility Criteria

👥 Eligible Users

To participate in this offer, users must meet all of the following criteria:
  • Must have signed up on Vested before 1st November 2025

  • Must not have made any prior deposits into their US Stocks account (i.e., must not be a Funded Account at the time of participation)

  • Must be a direct Vested (B2C) customer

  • Must have Indian tax residency

🚫 Excluded Users

The following users are not eligible:

  • B2B users or partner-linked accounts

  • Corporate, employer-sponsored, or referral-managed accounts

  • Users who already have a funded US Stocks account

💰 Minimum Deposit Requirement

  • A minimum deposit of $100 must be successfully completed into the user’s US Stocks account during the Offer Period

  • Deposits below $100 will not qualify for this offer

  • Failed, reversed, or pending deposits are not considered valid

🌎 Applicable Product

This offer is valid only for deposits made into the US Stocks account on Vested.

Deposits made into the following products are not eligible:

  • INR Bonds

  • Solar Investments

  • Private Markets or any alternative investment products

🎮 Scratch Participation Rules

  • Each eligible user is allowed up to 5 total scratch attempts during the Offer Period

  • Users may scratch only once per calendar day

  • Scratches cannot be accumulated or used multiple times on the same day

  • Only the most recent scratch result will be considered final and valid

  • Previous scratch results are automatically overridden

Any attempt to bypass the daily limit or exceed the total scratch limit will result in disqualification from the offer.

🖱️ Claim Requirement

  • After scratching, the user must click the Claim Bonus button to confirm the reward

  • If the user fails to click Claim Bonus, the reward will be considered forfeited

  • Unclaimed rewards cannot be reinstated, even if the user meets all other eligibility conditions

💼 Reward Disbursal

  • Successfully claimed rewards will be credited within 7 working days after the campaign ends

  • All rewards will be credited directly to the user’s US Stocks account balance

  • Rewards are:

    • Non-transferable

    • Non-refundable

    • Not redeemable for cash

    • Not exchangeable for any other benefit

The reward amount once credited is final.

📌 Participation Guidelines

  • This campaign is available only to Indian tax residents who are direct Vested customers

  • Users accessing the platform via third-party tools, automation, or unauthorized integrations may be disqualified

  • This offer cannot be combined with any other Vested promotion, cashback, referral benefit, or incentive program

  • Each user is eligible for only one final reward under this campaign

🚫 Fraud Prevention & Disqualification

Vested reserves the right to disqualify any user found or suspected to be:

  • Creating multiple or duplicate accounts

  • Making fake, reversed, or manipulated deposits

  • Attempting to generate multiple rewards through misuse of the scratch mechanism

  • Violating the once-per-day or total scratch limits

  • Failing to claim the reward after scratching

Consequences may include:

  • Cancellation of the bonus

  • Reversal of credited rewards

  • Suspension or termination of the user’s Vested account

⚙️ Modification & Termination

Vested reserves the right to modify, suspend, extend, or terminate this offer at any time due to:

  • Technical issues

  • Regulatory or compliance requirements

  • Suspected misuse or fraud

Any changes will be communicated via official Vested channels where required.

📉 Limitations of Liability

Vested shall not be responsible for:

  • Technical failures affecting deposits, scratching, or bonus claims

  • Delays in fund transfers caused by banking partners or intermediaries

  • User errors resulting in missed claims or ineligible participation

It is the user’s responsibility to ensure timely and successful participation during the Offer Period.

⚖️ Final Rights & Dispute Resolution

  • Vested’s decision regarding eligibility, rewards, and disputes shall be final and binding

  • Participation in this campaign implies full acceptance of these Terms & Conditions

📎 Additional Disclosures

  • Program Sponsor: This Program is offered by VF Securities, Inc., a registered broker-dealer and member of FINRA and SIPC

  • Taxes: Any bonus awarded may be considered taxable income. Users are solely responsible for reporting and paying applicable taxes

  • Regulatory Compliance: The Program is designed to comply with applicable FINRA, SEC, and other regulatory requirements

🔐 Data Privacy

All personal data collected and processed under this offer will be handled in accordance with applicable data protection laws and Vested’s privacy policy.

📞 Support

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